**An accumulator is a type of bet in which you get to increase your chances of winning a large sum of money by placing a smaller bet**. An accumulator bet combines bets on outcomes of multiple games. It uses the compounding power to increase the winning amount by multifold.

It is important to note that multiple results from the same game can’t be placed in an accumulator bet. The outcomes of the games and the games themselves must not be dependent upon each other.

Also, most of the betting platforms do not allow you to combine events of separate sports in a single accumulator bet. To summarize, an accumulator bet must satisfy the following conditions:

- It must consist of winning bet on different games.
- The results of these different games are not linked with each other.
- These different games belong to the same sport.

Generally, to win an accumulator bet, you must win in all the bets that you have combined into an accumulator bet. The minimum number of selections to put in an accumulator generally starts at 4.

To explain an accumulator bet easily, let us consider four separate matches whose outcomes are independent of each other. To win an accumulator bet, you must choose the winning selection in all the four matches you have placed in the accumulator bet. Even if one of your selection turns out to be a failure, you will lose the accumulator bet.

If you carefully consider for a moment, even though this looks very risky to start but think of the returns you will generate if you can get it right. The multiplier effect comes into play while calculating your final pay-out.

The initial bet and the winnings from the first event are placed on the second bet, and then that amount plus the winning from the second bet are placed on the third bet, and this continues for the number of events you have placed in the accumulator. You can very well understand the final amount you will have as pay-out to the initial bet you had placed.

The accumulator bets can be categorized based on:

Number Of Selections

- If the number of events selected is 2, then it is called Double Accumulator
- If the number of events selected is 3, then it is called Treble Accumulator
- If the number of events selected is 4 or 5 or 6 and onwards, then it is called Four-fold or Five-fold or Six-fold Accumulator and onwards.

Depending on your risk appetite, you can place your bets on two categories of accumulator bets:

This is a very straight-forward accumulator betting technique. In this type, either you win in all the selections else, you lose the accumulator bet entirely. For example, if you bet £100 bucks on a six-fold accumulator, then there could be two possible outcomes:

Anyone of your six selections has a losing outcome, then you lose the accumulator, and you incur a loss of the initial bet amount of £100.

All your six selections turn out to be winning selections, then your initial bet of £100 gets multiplied by a factor formed by multiplying all the six individual odds (fraction). To illustrate, if the odds of the six events (decimal) are 3, 4, 2, 2, 2, 3 then your initial bet of £100 gets multiplied by a factor of 288, resulting in a total pay-out of £28,800 and a profit of £28,700 or 287%.

It is very clear that in this type of accumulator bet, the earnings can be very high, and at the same time, the risk of losing is also very high. In the above example, even if you had placed winning bets individually on each of the selections, the returns would be negligible in comparison to the accumulator bet’s return.

However, it is also very clear that the risk associated with this type of accumulator bet is very high, and punters would always want to ensure that their chances of winning are increased. This resulted in the development of a more hybrid-oriented accumulator bet, which is discussed below.

In this type of accumulator bets, the accumulator bet is comprised of 2 segments:

- Segment 1 is the standard to win or even money type accumulator, in which your winning is determined as explained in the above example.
- Segment 2 consists of the to place a bet, in which you can choose one of your selections as to place.

This type of accumulator bet is not allowed in all types of sports and is more popular in horse racing events. Depending on the size of the event, a “to place” position is determined. For example, in a large-scale horse race, rank up to 3rd position may be considered as “to place.

Let us consider a four-fold to place a type accumulator bet. The odds of each of these selections are 2/1, 5/1, 7/1, 8/1 (fractions) or 3.0, 6.0, 8.0, 9.0 (decimals). Let us further assume that the place factor (fraction) is 1/5 (fraction). Suppose you place a unit stake of £100 in each of the above two segments; the following could be the possible outcomes of this accumulator bet:

Scenario 1 – All your selections win, then your total pay-out is calculated as £100 x 3 x 6 x 8 x 9 equals to a total of £129,600 or a profit of (129600-100-100) equalling to £129,400.

Scenario 2 – One of your selection ends up being placed. In this case, each of the original odds gets factored with the to place factor. Total pay-out will be calculated as £100 x [{(2 x 1/5) + 1} x {(5 x 1/5) + 1} x {(7 x 1/5) + 1} x {(8 x 1/5) + 1}] equalling to a total of £840 or a profit of (840-100-100) equalling to £640.

One of your selection ends up losing and not placed. In this case, you lose the entire bet resulting in a loss of (100+100) equalling to £200.

The accumulator bets provide a very suitable way for someone looking to increase their winnings from a bet. However, you should check your winnings using various online calculators and consider the best odds to maximize your winnings.